|
Certificate Terms and Balance |
|
|
|
Effective 04/01/11 |
|
|
3 Month Certificate |
|
APR |
APY |
|
|
|
|
|
|
$1,000.00 - $9,999.99 |
|
.15% |
.15% |
|
|
|
|
|
|
$10,000.00 - $49,999.99 |
|
.15% |
.15% |
|
|
|
|
|
|
$50,000.00 and above |
|
.15% |
.15% |
|
|
|
|
|
|
6 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - $9,999.99 |
|
.20% |
.20% |
|
|
|
|
|
|
$10,000.00 - $49,999.99 |
|
.20% |
.20% |
|
|
|
|
|
|
$50,000.00 and above |
|
.20% |
.20% |
|
|
|
|
|
|
12 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - $9,999.99 |
|
.399% |
.40% |
|
|
|
|
|
|
$10,000.00 - $49,999.99 |
|
.399% |
.40% |
|
|
|
|
|
|
$50,000.00 and above |
|
.399% |
.40% |
|
|
|
|
|
|
24 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - $9,999.99 |
|
.598% |
.60% |
|
|
|
|
|
|
$10,000.00 - $49,999.99 |
|
.598% |
.60% |
|
|
|
|
|
|
$50,000.00 and above |
|
.598% |
.60% |
|
|
|
|
|
|
36 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - $9,999.99 |
|
.698% |
.70% |
|
|
|
|
|
|
$10,000.00 - $49,999.99 |
|
.698% |
.70% |
|
|
|
|
|
|
$50,000.00 and above |
|
.698% |
.70% |
|
|
|
|
|
|
48 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - $9,999.99 |
|
1.094% |
1.10% |
|
|
|
|
|
|
$10,000.00 - $49,999.99 |
|
1.094% |
1.10% |
|
|
|
|
|
|
$50,000.00 and above |
|
1.094% |
1.10% |
|
|
|
|
|
|
60 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - $9,999.99 |
|
1.341% |
1.35% |
|
|
|
|
|
|
$10,000.00 - $49,999.99 |
|
1.341% |
1.35% |
|
|
|
|
|
|
$50,000.00 and above |
|
1.341% |
1.35% |
|
|
|
|
|
|
Triple Option 24 Month Certificate |
|
|
|
|
|
|
|
|
|
$2,500.00 - $24,999.99 |
|
.598% |
.60% |
|
|
|
|
|
|
$25,000.00 - $49,999.99 |
|
.598% |
.60% |
|
|
|
|
|
|
$50,000.00 and above |
|
.598% |
.60% |
|
|
|
|
|
|
Triple Option 36 Month Certificate |
|
|
|
|
|
|
|
|
|
$2,500.00 - $24,999.99 |
|
.698% |
.70% |
|
|
|
|
|
|
$25,000.00 - $49,999.99 |
|
.698% |
.70% |
|
|
|
|
|
|
$50,000.00 and above |
|
.698% |
.70% |
|
|
|
|
|
|
Triple Option 48 Month Certificate |
|
|
|
|
|
|
|
|
|
$2,500.00 - $24,999.99 |
|
.995% |
1.00% |
|
|
|
|
|
|
$25,000.00 - $49,999.99 |
|
.995% |
1.00% |
|
|
|
|
|
|
$50,000.00 and above |
|
.995% |
1.00% |
|
|
|
|
|
|
Triple Option 60 Month Certificate |
|
|
|
|
|
|
|
|
|
$2,500.00 - $24,999.99 |
|
1.193% |
1.20% |
|
|
|
|
|
|
$25,000.00 - $49,999.99 |
|
1.193% |
1.20% |
|
|
|
|
|
|
$50,000.00 and above |
|
1.193% |
1.20% |
|
|
|
|
|
|
IRA Traditional 12 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - Above |
|
.648% |
.65% |
|
|
|
|
|
|
IRA Traditional 24 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - Above |
|
.897% |
.90% |
|
|
|
|
|
|
IRA Traditional 36 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - Above |
|
1.046% |
1.05% |
|
|
|
|
|
|
Roth or Educational 24 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - Above |
|
.897% |
.90% |
|
|
|
|
|
|
Roth or Educational 36 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - Above |
|
1.046% |
1.05% |
|
|
|
|
|
|
IRA Traditional 48 Month Certificate |
|
|
|
|
|
|
|
|
|
$1,000.00 - Above |
|
1.145% |
1.15% |
|
|
|
|
|
|
Share Certificates may be offered on a limited basis and are subject to discontinuance without further notice. |
|
|
|
Total deposits to the Triple Option Share Certificate may not exceed the amount originally deposited. |
|
|
NOTICE: Rates are subject to change without notice.
|
|